© Home Buyer’s Legal Info 2012
LEGAL INFORMATION FOR NEW HOME BUYERS
HOME BUYER’S LEGAL INFO

Privacy Policy for Home Buyer's Legal Info

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at Privacy Policy. At apoyolegalpr.com we consider the privacy of our visitors to be extremely important. This privacy policy document describes in detail the types of personal information is collected and recorded by apoyolegalpr.com and how we use it. Log Files Like many other Web sites, apoyolegalpr.com makes use of log files. These files merely logs visitors to the site - usually a standard procedure for hosting companies and a part of hosting services's analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user's movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable. Cookies and Web Beacons apoyolegalpr.com does not use cookies. DoubleClick DART Cookie Our Advertising Partners Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include ....... While each of these advertising partners has their own Privacy Policy for their site, an updated and hyperlinked resource is maintained here: Privacy Policies. You may consult this listing to find the privacy policy for each of the advertising partners of apoyolegalpr.com. These third-party ad servers or ad networks use technology in their respective advertisements and links that appear on apoyolegalpr.com and which are sent directly to your browser. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by our site's third-party ad networks to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on the site. apoyolegalpr.com has no access to or control over these cookies that are used by third- party advertisers. Third Party Privacy Policies You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. apoyolegalpr.com's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. You may find a comprehensive listing of these privacy policies and their links here: Privacy Policy Links. If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites. What Are Cookies? Children's Information We believe it is important to provide added protection for children online. We encourage parents and guardians to spend time online with their children to observe, participate in and/or monitor and guide their online activity. apoyolegalpr.com does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that apoyolegalpr.com has in its database the personally- identifiable information of a child under the age of 13, please contact us immediately (using the contact in the first paragraph) and we will use our best efforts to promptly remove such information from our records. Online Privacy Policy Only This privacy policy applies only to our online activities and is valid for visitors to our website and regarding information shared and/or collected there. This policy does not apply to any information collected offline or via channels other than this website. Consent By using our website, you hereby consent to our privacy policy and agree to its terms. Privacy Policy Online Approved Site Update This Privacy Policy was last updated on: Tuesday, September 29th, 2015. Should we update, amend or make any changes to our privacy policy, those changes will be posted here.
Privacy Policy for Home Buyer's Legal Info
© Home Buyer’s Legal Info 2012
HOME BUYER’S LEGAL INFO

THE LATEST...

Average US rate on 30-year

mortgages falls to 3.86 percent

Home mortgage rates are at an all time low. It’s a great time to purchase a home. Average long-term U.S. mortgage rates declined this week following the Federal Reserve's decision to keep interest rates at record lows for now. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage fell to 3.86 percent from 3.91 percent a week earlier. The rate on 15-year fixed-rate mortgages eased to 3.08 percent from 3.11 percent. Rates have stayed below 4 percent for nine straight weeks. Fed policymakers announced last Thursday they had decided to keep a key short-term interest rate close to zero in the face of threats from a weak global economy, persistently low inflation and unstable financial markets. But Fed Chair Janet Yellen said a rate hike was still likely this year. A majority of Fed officials on the committee that sets the federal funds rate — which controls the interest which banks charge each other — still foresee higher rates before next year. The Fed will meet next in October and then December. A rate hike by the Fed could bring higher rates for home loans. The Fed has kept the federal funds rate near zero since the financial crisis struck seven years ago. To calculate average mortgage rates, Freddie Mac surveys lenders across the country at the beginning of each week. The average doesn't include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount. Mortgage rates could escalate at any time. Now is the time to get pre-approved for a loan. You can check current loan rates at zillow.com You can read more at: usnews.com

Privacy Policy for Home Buyer's Legal

Info

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at Privacy Policy. At apoyolegalpr.com we consider the privacy of our visitors to be extremely important. This privacy policy document describes in detail the types of personal information is collected and recorded by apoyolegalpr.com and how we use it. Log Files Like many other Web sites, apoyolegalpr.com makes use of log files. These files merely logs visitors to the site - usually a standard procedure for hosting companies and a part of hosting services's analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user's movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable. Cookies and Web Beacons apoyolegalpr.com does not use cookies. DoubleClick DART Cookie Our Advertising Partners Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include ....... While each of these advertising partners has their own Privacy Policy for their site, an updated and hyperlinked resource is maintained here: Privacy Policies. You may consult this listing to find the privacy policy for each of the advertising partners of apoyolegalpr.com. These third-party ad servers or ad networks use technology in their respective advertisements and links that appear on apoyolegalpr.com and which are sent directly to your browser. They automatically receive your IP address when this occurs. Other technologies (such as cookies, JavaScript, or Web Beacons) may also be used by our site's third-party ad networks to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on the site. apoyolegalpr.com has no access to or control over these cookies that are used by third-party advertisers. Third Party Privacy Policies You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. apoyolegalpr.com's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. You may find a comprehensive listing of these privacy policies and their links here: Privacy Policy Links. If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites. What Are Cookies? Children's Information We believe it is important to provide added protection for children online. We encourage parents and guardians to spend time online with their children to observe, participate in and/or monitor and guide their online activity. apoyolegalpr.com does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that apoyolegalpr.com has in its database the personally- identifiable information of a child under the age of 13, please contact us immediately (using the contact in the first paragraph) and we will use our best efforts to promptly remove such information from our records. Online Privacy Policy Only This privacy policy applies only to our online activities and is valid for visitors to our website and regarding information shared and/or collected there. This policy does not apply to any information collected offline or via channels other than this website. Consent By using our website, you hereby consent to our privacy policy and agree to its terms. Privacy Policy Online Approved Site Update This Privacy Policy was last updated on: Tuesday, September 29th, 2015. Should we update, amend or make any changes to our privacy policy, those changes will be posted here.